Thinkific Payments Supported Countries and Transaction Fees – Thinkific

Thinkific Payments is available by default in USA, Canada, UK and select Thinkific Payment-supported countries. It is only available on limited release to businesses based in Switzerland, Singapore, Hong Kong, Australia, New Zealand, and EEA countries. If you’re a Creator based in a limited-release country and don’t see the option to adopt Thinkific Payments, please contact our Support Team.

Question

How much does Thinkific Payments cost to use?
What does Thinkific Payments cost compared to Stripe?
What fees do I pay with Thinkific Payments?
What countries does Thinkific Payments support?

Solution

When you use Thinkific Payments to process your payments, we partner with Stripe to make it happen. If you're a creator based in the US or Canada, you'll be charged a fee of 2.9% plus 30 cents for every successful credit card payment. It's a straightforward and hassle-free way to get paid for your hard work!

Transaction fees for all payments processed through Thinkific Payments vary based on the country where your business is located. Adopting Thinkific Payments as your payment processor also offers your students the flexibility to pay through their Digital Wallet, or through a Buy Now, Pay Later (BNPL) provider at checkout.

Thinkific Payments Transaction Fees

Country	One-Time Payment Transaction	International Cards	Currency Conversion	Subscriptions & Payment Plans	Payout Schedule
Australia	1.75% + A$0.30	2.9% + A$0.30	+2% if currency conversion is required	+0.5% subscription fee	2 business days
Austria	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Belgium	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Bulgaria	1.4% + ЛВ0.50 for European Economic Area cards (+1.1% for UK cards)	2.9% + ЛВ0.50 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Canada	2.9% + $0.30 per successful card charge	+0.6% for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Croatia	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+1% if currency conversion is required	+0.5% subscription fee	3 business days
Cyprus	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Czech Republic	1.4% + 6.50Kč for European Economic Area cards (+1.1% for UK cards)	2.9% + 6.50Kč for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Denmark	1.4% + 1.80kr for European Economic Area cards (+1.1% for UK cards)	2.9% + 1.80kr for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Estonia	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Finland	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
France	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Germany	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Greece	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Hong Kong	3.4% + HK$2.35 per successful card charge	Charges settled in USD will instead incur a fee of 3.4% + US$0.30 USD per successful charge.	+2% if currency conversion is required	+0.5% subscription fee	7 calendar days
Hungary	1.4% + 85Ft for European Economic Area cards (+1.1% for UK cards)	2.9% + 85Ft for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Ireland	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Italy	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Latvia	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Lithuania	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Luxembourg	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Malta	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Netherlands	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
New Zealand	2.9% + NZ$0.30 per successful card charge	0% for international cards	+2% if currency conversion is required	+0.5% subscription fee	4 business days
Poland	1.4% + 1zł for European Economic Area cards (+1.1% for UK cards)	2.9% + 1zł for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Portugal	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Romania	1.4% + 1LEU for European Economic Area cards (+1.1% for UK cards)	2.9% + 1LEU for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Singapore	3.4% + $0.50 per successful card charge	Charges settled in USD will instead incur a fee of 3.4% + US$0.50 USD per successful charge.	+2% if currency conversion is required	+0.5% subscription fee	7 calendar days
Slovakia	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Slovenia	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Spain	1.4% + €0.25 for European Economic Area cards (+1.1% for UK cards)	2.9% + €0.25 for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Sweden	1.4% + 1.80kr for European Economic Area cards (+1.1% for UK cards)	2.9% + 1.80kr for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
Switzerland	2.9% + CHF0.30 per successful card charge	0% for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
United Kingdom	1.4% + 20p for UK cards (+1.1% for European Economic Area)	2.9% + 20p for international cards	+2% if currency conversion is required	+0.5% subscription fee	3 business days
United States	2.9% + 30¢ per successful card charge	+1% for international cards	+1% if currency conversion is required	+0.5% subscription fee	2 business days

Buy Now, Pay Later (BNPL) Transaction Fees

As of January 2023, BNPL is in an early beta release to a select group of Creators. We are working hard to bring this feature to all Creators using Thinkific Payments. Learn how you can be one of the first Creators to offer BNPL payment options to your Learners.

Country/Region	One-Time Payment Transaction
United States Canada Australia New Zealand	6.5% + 30 cents per transaction, with no other additional fees
European Union	6.5% + 25 EUR cents per transaction, with no other additional fees
United Kingdom	6.5% + 20 pence per transaction, with no other additional fees

Refunds to Students

There are no fees to refund a charge. However, the fees from the original charge are not returned. This is true for full and partial refunds.

Seeing Individual Fees

To see how much you are being charged on any particular transaction, you can check your Orders Report: the Fees column will display any fees associated with a particular Order, and the Provider column will show who processed the payment. For a further breakdown of your transactions, access your Payout Report to view your payout status.