Not sure if Thinkific Payments is supported in your country? Or wondering what fees you will pay using Thinkific Payments? Read below for the list of countries where Thinkific Payments is available and the associated fees: transaction fees, additional payment methods fees, and Sales Tax & VAT Solution fees.
In This Article
Thinkific Payments Supported Countries
Additional Payment Methods Fees
Digital Wallet Transaction Fees
Bank Redirect Transaction Fees
Buy Now, Pay Later (BNPL) Transaction Fees
Sales Tax and VAT Solution Fees
About Thinkific Payment Fees
When you use Thinkific Payments to process your payments, we partner with Stripe to make it happen. For example, if you're a customer based in the US or Canada, you'll be charged a fee of 2.9% plus 30 cents for every successful credit card payment. It's a straightforward and hassle-free way to get paid for your hard work!
The transaction fees associated with payments processed through Thinkific Payments differ depending on the country where your business operates, a student's location, a payment method the student uses to pay for their product, and whether the Sales Tax & VAT solution is used to determine the applicable tax.
By choosing Thinkific Payments as your payment processor, you not only gain the advantage of competitive transaction fees but also provide your students with the convenience of paying through a digital wallet, a bank redirect, or via a Buy Now, Pay Later (BNPL) provider during checkout and many other features! Learn more here: TCommerce: Powered by Thinkific Payments.
Thinkific Payments Supported Countries
Thinkific Payments is the default payment processor for creators located in USA, Canada, UK, EU, Switzerland, Norway, Singapore, Hong Kong, Australia, and New Zealand. For the detailed list, see: Thinkific Payments Supported Countries and Transaction Fees.
See the full list of countries where Thinkific Payments is available below:
Thinkific Payments-Supported Countries
- Australia
- Austria
- Belgium
- Bulgaria
- Canada
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hong Kong
- Hungary
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- New Zealand
- Norway
- Poland
- Portugal
- Romania
- Singapore
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- United Kingdom
- United States
Card Transaction Fees
Cards are popular for consumers and businesses to pay online or in person. Thinkific Payments supports global and local card networks.
| Country | One-Time Payment Transaction | International Cards | Currency Conversion | Subscriptions & Payment Plans | Payout Schedule |
| Australia | 1.75% + A$0.30 |
1.75% + A$0.30 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 2 business days |
| Austria |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Belgium |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Bulgaria |
1.7% + ЛВ0.65 for European Economic Area cards |
3.25% + ЛВ0.65 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Canada |
2.9% + $0.30 per successful card charge |
+0.8% for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Croatia |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+1% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Cyprus |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Czech Republic |
1.7% + 8Kč for European Economic Area cards |
3.25% + 8Kč for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Denmark |
1.7% + 2.5kr for European Economic Area cards |
3.25% + 2.5kr for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Estonia |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Finland |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| France |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Germany |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Greece |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Hong Kong |
3.4% + HK$2.35 per successful card charge |
Charges settled in USD will instead incur a fee of 3.9% + US$0.30 USD per successful charge. | +2% if currency conversion is required | +0.5% subscription fee | 7 calendar days |
| Hungary |
1.7% + 130Ft for European Economic Area cards |
3.25% + 130Ft for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Ireland |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Italy |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Latvia |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Lithuania |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Luxembourg |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Malta |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Netherlands |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| New Zealand |
2.9% + NZ$0.30 per successful card charge |
1% for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 4 business days |
| Norway | 2.4% + 3.9Kr for Norway and European Economic Area cards | 3.25% + 3.9Kr for international cards | +2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Poland |
1.7% + 1.5zł for European Economic Area cards |
3.25% + 1.5zł for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Portugal |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Romania |
1.7% + 1.6LEU for European Economic Area cards |
3.25% + 1.6LEU for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Singapore |
3.4% + $0.50 per successful card charge |
Charges settled in USD will instead incur a fee of 3.9% + US$0.50 USD per successful charge. | +2% if currency conversion is required | +0.5% subscription fee | 7 calendar days |
| Slovakia |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Slovenia |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Spain |
1.7% + €0.25 for European Economic Area cards |
3.25% + €0.25 for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Sweden |
1.7% + 3.7kr for European Economic Area cards |
3.25% + 3.7kr for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| Switzerland |
2.9% + CHF0.30 per successful card charge |
3.25% for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| United Kingdom |
1.7% + 20p for UK cards |
3.25% + 20p for international cards |
+2% if currency conversion is required | +0.5% subscription fee | 3 business days |
| United States |
2.9% + 30¢ per successful card charge |
+1.5% for international cards |
+1% if currency conversion is required | +0.5% subscription fee | 2 business days |
Additional Payment Methods Fees
When your customers use additional payment methods to pay for your products, the fees for these transactions might be different from the fees for transactions done through cards.
Digital Wallets Transaction Fees
Improve conversation and reduce fraud on mobile. When using digital wallets, customers pay with a stored card or balance. Learn more about Digital Wallet Payment Options.
| Provider | Transaction Fee |
| Standard Thinkific Payments transaction fee, with no additional fees | |
| 3.9% + $0.30 per transaction for domestic payments, with any international transactions facing standard fees |
Bank Redirects Transaction Fees
Improve conversion and reduce fraud with non-US consumers. When using bank redirects, customers pay online using their bank accounts. Learn more about Bank Redirect Payment Options.
| Creator Country/Region | Transaction Fee |
|
United States Canada Australia New Zealand |
3.9% + $0.30 per transaction, with no other additional fees |
| European Union | 3.9% + €0.25 cents per transaction, with no other additional fees |
| United Kingdom | 3.9% + £0.20 per transaction, with no other additional fees |
| Poland | 3.9% + 1zł per transaction, with no other additional fees |
Buy Now, Pay Later (BNPL) Transaction Fees
Reach customers who want to pay in installments. Your business still receives a full payment at checkout. Learn more about Buy Now, Pay Later Payment Options.
| Country/Region | Transaction Fee |
|
United States Canada Australia New Zealand |
6.5% + $0.30 per transaction AfterPay only: +1.5% cross border fee on transactions, where your country and the country of the student are different. |
| European Union | 6.5% + €0.25 per transaction, with no other additional fees |
| United Kingdom |
6.5% + £0.20 per transaction AfterPay only: +1.5% cross border fee on transactions, where your country and the country of the student are different. |
Sales Tax and VAT Solution Fees
There is a 0.5% fee for every transaction where tax is assessed, i.e. every non-zero dollar transaction in which the student is located in the United States, Canada, the UK, and the EU. This means that the fee applies even when the system calculates the tax rate as 0% (due to the student’s location, product’s tax category, or student’s exemption status). The fee is based on the total amount paid by your student (including product price and tax).
The fee does not apply to:
- Free orders
- Transactions where a 100% off coupon was applied
- Transactions from students located outside of the United States, Canada, the UK, and the EU
- Transactions from students in the UK and the EU in a jurisdiction where the buyer location is not a jurisdiction where the seller is registered for tax
Learn more about the Sales Tax and VAT Solution.
Invoicing Fees
A fee of 0.4% applies to each invoice paid through Thinkific when using Thinkific's invoicing solution, with a maximum amount of USD$ 5 or CAD$ 8.
Additionally, depending on the payment method chosen when creating an invoice, a payment processing fee will apply in addition to the 0.4% invoicing fee and any other applicable fees, e.g. Sales Tax fee.
| Payment Method | Supported Countries (based on the location of your business and your currency) | Fee | Notes |
| Credit Card | Everywhere | Depends on the country. See this article for the detailed breakdown: Thinkific Payments Supported Countries and Transaction Fees | Customer must use the checkout link in an invoice email, receive payment instantly |
| ACH Debit | USA (USD) | 1% | Customer must use the checkout link in an invoice email, usually processed the next business day |
| Pre-authorization Debit | Canada (CAD) | 1.5% | Customer must use the checkout link in an invoice email, usually processed the next business day |
| SEPA | European Union (EUR) | 1% | Customer must use the checkout link in an invoice email, usually processed the next business day |
| Off-platform (check, bank transfer, cash etc) | Everywhere | 0% | Must be marked as paid manually in the Invoices table |
Refunds to Students
There are no fees to refund a charge. However, the fees from the original charge are not returned. This is true for full and partial refunds.
See Individual Fees
To see how much you are being charged on any particular transaction, you can check your Orders Report: the Fees column will display any fees associated with a particular Order, and the Provider column will show who processed the payment. For a further fee breakdown, click on an individual transaction in the Transaction Report.
You can also access your Payout Report to view your payout status and the transaction fees.
If you're looking for more information about fees, please email payments-support@thinkific.com.
Learn More About
Did my student's purchase go through Thinkific Payments, Stripe, or PayPal?